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Caring for your teeth is an essential part of maintaining your overall health, however finding the right dental insurance or financing can be confusing. In this article, we’ll explore everything you need to know about dental insurance, financing and health.
What is Dental Insurance?
Dental insurance is a type of health insurance which helps you pay for preventive, basic and major dental care. With a dental insurance plan, you pay a monthly premium and a deductible for coverage. Depending on the type of policy and provider, you can have coverage for dental check-ups, x-rays, cleanings, fillings, extractions, and more.
What Types of Dental Care are Covered?
The types of dental care covered by dental insurance vary by policy. Generally, most plans cover the following:
- Preventive care: Coverage for periodic check-ups and cleanings.
- Basic care: Coverage for x-rays, fillings, and simple extractions.
- Major care: Coverage for restorative treatments such as crowns and bridges, dentures, and root canals.
Who Should Consider Getting Dental Insurance?
Individuals who are over the age of 18 and who are looking for affordable, quality dental care should consider getting dental insurance. It is especially beneficial for individuals who plan to receive more than two preventive visits, two cleanings, or one major procedure per year.
Oral Health & Overall Health
Good oral health is essential to your overall health and well-being. Regular dental visits can help prevent complications or identify oral health issues in the early stages. Additionally, regular brushing and flossing can reduce your risk of gum disease, which has been linked to other chronic health conditions like diabetes, heart disease, and more.
Dental Financing & Loan Options
If you don’t have dental insurance and are in need of dental care, there are financing and loan options available. Dental financing typically includes a one-time fee and is offered by major dental insurance companies. Some loan options include personal loans and lines of credit from banking institutions.
Conclusion
Caring for your teeth is essential to your overall health and wellbeing. Whether you choose to get dental insurance or explore other financing and loan options, it is important to make sure you have the resources and coverage in place to receive quality dental care when you need it.